Accounts

Savings Accounts

  • Regular Share (Savings) Account – $5.00 minimum balance required for membership. THAT WE PROVIDE!!!!
  • Investment Accounts – Like Money Market Accounts with a minimum balance of $2,500.00.
  • Sub-Share Accounts – Special Purpose (i.e. Christmas, Vacation, Taxes, etc.) no minimum balance required.
  • IRA Savings Accounts – Consult your attorney and tax person regarding eligibility and tax benefits.

Checking Accounts

Checking accounts are non-dividend paying accounts. They have the following features:

  • NO monthly fee
  • NO minimum balance requirement
  • NO per-check charge
  • NO cash withdrawal fee
  • NO fee for autotransfer from savings to prevent returns due to insufficient balance (NSFs)

Term Share Accounts We offer 1, 2 and 3 year certificates with a minimum of $1,000.00 at competitive local market rates (check savings rates).